CreditAbility
Octagon provides solutions to some of the major issues facing SMME companies that extend credit to consumers and to other businesses:
- Access to the two major Consumer Credit Bureau's (TransUnion and Experian)
- Access to XDS credit bureau
- Access to Kreditlnform Commercial Credit Information
- Access to Copies of Title Deeds
- The ability to Credit Vet Potential Customers
- The Ability to Trace Non-Payers
- The Ability to List Non-Payers with a Credit Bureau
- Access to the Deeds office to determine Property holdings and ownership
- Electronic Copies of Title Deeds
- SMS Engine for fast effective communication with clients
- Unique User Logon and Passwords with Itemised billing
FEATURES of CreditAbility
- Experian - KreditInform Online - Comprehensive online commercial credit reporting which includes Company and Director Search, Full KI Report, Court Records and Statutory Reports from the leading commercial Credit Bureau in South Africa. SEARCH FOR COMPANIES, CC's, TRUSTS or ANY LEGAL ENTITY
- TransUnion , Experian or XDS - Consumer Credit Information. Comprehensive online credit reporting from all the major consumer Credit Bureau's in South Africa. National Loans Register info available to MFRC subscribers.CREDIT INFORMATION AT YOUR FINGERTIPS - TAKE THE RISK OUT OF YOUR DEAL
- CollectIT and TraceIT - Unique tools for tracking and tracing and collecting on your bad debts. LOOK AFTER YOUR BAD DEBTS - TURN THE PAIN TO FINANCIAL GAIN
- SARS - VAT Number Validation Services and VAT Number Search Services. COMPLY WITH VAT NUMBER REGULATIONS
- SMS - Built in SMS functionality allowing the User to send one message to many users or many messages to one user at discounted rates.THE CONVENIENT BUSINESS COMMUNICATION TOOL OF TODAY
| Company Credit Limits |
- A pre defined credit limit can be set for each subscriber |
| Individual Credit Limits |
- A credit limit can be set for each individual user |
| User verification |
- Each user is verified by SPOC (Secure Point Of Contact) before connection is permitted |
| Secure reports |
- No report can be altered by a user in any way |
| Audit trail |
- A detailed audit trial is logged on SPOC (Secure Point Of Contact) for each user |
| Access levels per User |
- Multiple users can be given user defined right to only the areas of CreditAbility you select |
| Ease of Use |
- Only use what you need |
| Help files |
- Built-in and online help files are available |
| Online Training |
- Online Training as an add on feature, customisable |
| Printing |
- All reports may be printed/ and/or/ e-mailed |
| Auto connectivity |
- Automatically dial up to SPOC (Secure Point Of Contact) when a user clicks on the submit button |
| Remote upgrading |
- CreditAbility automatically checks for and downloads programme updates |
| History |
- CreditAbility ships with its own database so that previous enquiries are kept on the system* |
| User Internal Reference |
- CreditAbility allows users to input a unique reference number so that you can track on whose behalf a search was done. |
