Profiler                          Contact Sales   

Octagon has been providing credit and eCommerce based solutions since its inception back in 1997 and have successfully developed products for the credit
industry.

Octagon's blue chip companies include the JD Group, Truworths, Absa,Nedbank & Lendcor

"Profiler" is targeted at the SMME& Micro Loan sector accommodating the
changes brought about with the release of the new Credit Bill which focuses on
affordability.

"Profiler" is a cost effective stand-alone loan processing solution
that has been developed to meet the needs of the micro loan industry among
others and to comply with the Credit Bill.

"Profiler" offers integration to data sources like NLR, Transunion, Kreditlnform, Experian, XDS, Compuscan, MLCB, CPB, Deeds Office for address verification, TradeRef , SAFPS for fraud prevention and in future to the
National Credit Register.

"Profiler" has been designed to be User Friendly, eliminating the need
for costly training and time away from the office.

"Profiler" will also integrate into various software vendors allowing
you to access profiler from within your admin system for seamless enquiries to
the various bureaus.

"Profiler" can also be branded to display your company's logo and
details.

"Profiler" 'is fully configurable to cater for all micro lending
branches and rules are set up by the owner or manager to ensure that an accurate
credit profile is requested from the various credit bureaus and a risk
assessment and affordability report is generated in PDF format. This report will
contain all the relevant data to highlight a client's possible over
indebtedness.

Profiler version 1 features:

• Company Credit Limits
  A pre defined credit limit can be set for each subscriber
• An affordability report can be generate to eliminate a clients over
  indebtedness
• User verification
  Each user is verified by SPOC (Secure Point Of Contact) before connection
  is permitted Secure reports
• Reports are generated in PDF Format and no report can be altered by a user
  in any way Audit trail
  A detailed audit trial is logged on SPOC (Secure Point Of Contact) for each
  user Access levels per User
• Multiple users can be given user defined right to only the areas of
  Profiler you allow Ease of Use
• Only use what you need Company Policies
• Loans can 6e granted according to the rules set out by the User. Call Centre
• Free Call Centre Support. Internet
• Built-in links to various web services Branding
• Profiler can be branded to display a third party's look and feel. Records
• Records to be kept on secure server for up to 5 years according to law.
  - Context and touch sensitive help files
  - Remote upgrading
  - Select from previous enquires
  - Variable search options Variable input options Printing
• All reports may be printed/ and/or / e-mailed Auto connectivity
• Automatically dial up to SPOC (Secure Point Of Contact) when a user clicks on the submit button