Blog

NCR and the Credit Bureau Dispute

Credit Bureau & Dispute Process

Background                                                                                      The National Credit Act 34/2005 (NCA) and the National Credit Regulator (NCR) became operational on 1 June 2006. The National Credit Regulator is responsible for the enforcement of the Act. What is a credit bureau? A credit bureau is a company that gathers information...
National Credit Act

National Credit Act Update

National Credit Act - Removal of Adverse Consumer Credit Information and Information Relating to Paid Up Judgements: Minister Rob Davies of the Department of Trade and Industries has signed has signed the regulations around Removal of Adverse Consumer Credit Information and Information in relation to Paid Up Judgements. The regulations specify the requirements, processes...
Credit Bureau Monitor Q1 2016

Credit Bureau Monitor

The information reflected in this edition of the Credit Bureau Monitor covers the period from the quarter ended March 2012 to March 2016, and is based on data held by registered credit bureaus in terms of the National Credit Act No 34 of 2005.

Summary

Credit bureaus create consumer credit profiles based on...