Creating Confidence in Credit Decisions
A credit score is a reference on how well you manage your monthly debt and service repayments. It is used by credit and service providers to determine how well you will pay for the credit or service that they offer and helps them...
It's certainly alarming to note the significant number of accounts that have been opened with no intention of repayment over the past four years, totaling almost 1 million accounts with an exposure of more than three and a half billion Rand....
Amid economic hardship and uncertainty, protecting your credit health can be difficult and daunting — but it’s probably the most important time to take control of your finances. A recent report by TransUnion South Africa revealed while about one-third (34%) of families reported...
Have you ever wondered how the credit bureaus determine our credit score?
In the past the industry was not as transparent as it is these days. Consumers had little to no access to their own vital credit information. It has become much easier for...