We, SACRRA, the South African Credit & Risk Reporting Association, are a not-for-profit voluntary association of members who share credit and risk performance data of their customers. We aim to give our members control of their data for them to comply with existing legislation and enable them to adapt to an ever-changing business environment. Credit and risk data, also known as payment profile, is applied in all stages of the customer life cycle allowing our members greater insight into their customers guarding them against undue risk and promoting sustainable business growth.http://www.sacrra.org.za
We provide the framework to facilitate the sharing of complete and accurate credit and risk data at our Associate Member credit bureaus enabling our members to comply with credit information sharing provisions of the National Credit Act (NCA) as well as the provisions for performing credit and risk assessments and affordability calculations.
Our members include credit providers, financial service providers, retailers, service providers, cellular companies, insurance companies, subscription companies and marketing companies.
We play an important role in driving the focus of comprehensive real-time credit profiles and overall data quality. Our traditional data sharing principle of reciprocity that has been the foundation of our Association since inception will be adapted to meet the requirements of legislation.
Our scope has been expanded to include the sharing of business credit and risk data and developing equivalent associations in the SADC region which is in support of FinMark Trust’s programs; “Making Access Possible” and “Regional Integration”.
As the only black owned credit bureau in South Africa, XDS has built up a highly comprehensive database with well over 30 million consumer information records. Our sophisticated data cleansing processes have enabled us to develop innovative tracing and collection solutions that provide our clientswith the necessary tools to drastically reduce the time and cost involved in consumer and commercial entity tracing, contacting and recovering of debt.http://www.xds.co.za
TransUnion is Southern Africa’s most experienced and leading provider of data based business intelligence. With multiple databases of relevant and current information on both consumers and businesses.http://www.transunion.co.za
TransUnion is a global leader in information management. TransUnion offers a diverse range of risk and fraud management solutions developed to deliver proven value to customers.
We manage more data than any other risk information company in South Africa. We’re the only company that manages data on both consumers and businesses. We have a unique 360-degree view of consumers and businesses.
Experian is a global leader in providing information solutions to organisations and consumers. We combine the power of our comprehensive credit history database, scoring expertise and sophisticated software to deliver a truly holistic solutions to the South African credit granting industry.Manager
As the leader in the industry, Experian® provides insights that help businesses target new markets, improve response rates and increase revenue. We maintain extensive credit databases to help businesses lend profitably and minimise credit risk.