XDS is one of the three major Credit Bureaus in South Africa.

Quote from XDS:

As the only black owned credit bureau in South Africa, XDS has built up a highly comprehensive database with well over 30 million consumer information records. Our sophisticated data cleansing processes have enabled us to develop innovative tracing and collection solutions that provide our clientswith the necessary tools to drastically reduce the time and cost involved in consumer and commercial entity tracing, contacting and recovering of debt.

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