Creating Confidence in Credit Decisions
The CCMR Reports shows that the are a large number of individuals applying for credit is rising, meaning that people are living well of their means.
The total value of new credit granted decreased from R135.71 billion to R121.62 billion for the quarter ended March 2018, a decrease... 
In a recent survey of the nation's leading collection industry professionals, we asked for two or three trends that they expect will have a significant impact on clients' collection practices. We also asked for their advice on how credit execs can best respond to these trends.
Risks are Evolving
"Debtors are more savvy than... 
Did you know that South Africa has an overall savings rate of only 3%, which is compounded by the changeable economic environment? Currently there are 25 million credit-active consumers, while household debt as a percentage of disposable income is at around 72%. This means that for every... 
Consulta recently released its latest South African Customer Satisfaction Index (SAcsi), detailing which South African banks have the most satisfied customers.
According to the data, for the fifth consecutive year, Capitec customers remain the most satisfied with a score of 85.3 points – the only bank other than Standard Bank...